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HACKED! Equifax Got Hacked – Here’s Five Things To Cover YOUR Backside!

They are supposed to be the people we can trust our financial information with.
But even their security wasn’t ‘bulletproof’. So, now what?

There are a few simple steps that will help:

1. Check your free Credit Report

What, you were expecting something complicated? Find out if anyone has been accessing your credit, or if it has been compromised, sooner rather than later.

Each of the three major reporting agencies — by law — lets you have one free copy of your credit report. (Equifax, Experian, and TransUnion)

2. Put Fraud Alert On Your Credit

By law, you can put a fraud alert on your credit for free. Contact one of the three credit agencies, and they will notify the other two.

If anyone applies for credit in your name… they’ll let you know.

3. READ you bank and credit card statements.

Instead of blindly paying whatever the balance is… go through the expenses listed on there.

You won’t know what’s going on, if you’re not paying attention. If something looks sketchy, follow up.

4. There are a number of identity theft and monitoring companies. Make use of one, if you’re concerned about your credit.

5. Still feeling panicky? Freeze your credit.

If it makes you feel better to put an absolute lock on your credit until they have everything figured out — so long as you don’t need to use your credit — you can lock it down.

A credit freeze, also known as a credit report freeze, a credit report lock down, a credit lock down, a credit lock or a security freeze, allows an individual to control how a U.S. consumer reporting agency (also known as credit bureau: Equifax, Experian, TransUnion, Innovis) is able to sell his or her data.

Hope that helps.

Share if you realize that digital fraud is the trade-off that comes with living in our high-tech world.

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